Privacy Policy & Terms and Conditions
Privacy Policy & Terms
The Life Care Experts, a company organized under the laws of the State of Montana (referred to herein as “The Life Care Experts”(“we,” “us” and “our”) understands the importance of privacy of individuals (referred to as “users” and “you”). This privacy notice outlines the personal information The Life Care Experts may collect and how The Life Care Experts will use and disclose that information.
Information Collection
The Life Care Experts may collect two different types of information, Personally Identifiable Information and Non-Personally Identifiable Information. “Personally Identifiable Information” (“PII”) is information that identifies you as an individual for example, your name, address, telephone number, email address, credit card information, billing address and shipping information. “Non-Personally Identifiable Information” (“Non -PII”) is aggregated information, demographic information, IP addresses, user behavior data from web interaction metrics tools and any other information that does not reveal your specific identity.
In connection with our enrollment process, The Life Care Experts may collect PII about you that may be considered sensitive. The Life Care Experts may also collect PII about you from, among other places: information you provide directly to us, information regarding the services that The Life Care Experts currently provides or has previously provided to you, information The Life Care Experts receives from our affiliated entities or third parties relating to the establishment of our relationship or the provision of services to you. This information can be received in any manner, including in -person discussions, telephone conversations, and electronic or other written communications.
Information Use
The Life Care Experts may collect PII about you to establish or maintain our relationship with you, respond to your inquiries, provide you with services or products you have requested, keep you informed of services we think may be of interest to you, personalize your experience with us, and other reasons. Without PII, The Life Care Experts may be unable to provide you with the services or products you have requested.
Disclosure of Information
The Life Care Experts does not sell or lease PII about you to others. The Life Care Experts may share PII about you with others as permitted by contractual agreement or as required by law, such as our affiliates, third parties in connection with the provision of services to you, government entities and regulatory bodies, and those with whom you have requested us to share information. The Life Care Experts requires third parties who perform services for us to agree to treat PII about you confidentially and securely.
Unless restricted by law, regulation, contract or professional standards, The Life Care Experts may transfer PII about you outside of the United States to other countries for the purposes described in this privacy notice. The Life Care Experts will not share PII about you with an unaffiliated third party who is not performing services for us without first obtaining your permission, except if such sharing is otherwise permitted by this privacy notice. Notwithstanding any other provision of this notice or the Terms and Conditions of Use to the contrary, we reserve the right to disclose and use your PII if we believe that we are required to do so: (a) by law; (b) in response to legal process, for example, in response to a court order or a subpoena; (c) in response to a law enforcement agency’s request; (d) to enforce our other terms, conditions, or policies; (e) to protect our operations; (f) to protect the rights, privacy, safety or property of The Life Care Experts, you or others; and/or (g) to permit us to pursue available remedies or limit the damages we may sustain. For example, we may to the fullest extent the law allows, disclose PII about you to law enforcement agencies to assist them in identifying individuals who have been or may be engaged in unlawful activities.
Because Non -PII does not personally identify you, we reserve the right to use Non-PII, and to disclose Non-PII to third parties, for any purpose. NOTE THAT THIS STATEMENT DOES NOT ADDRESS THE PRIVACY PRACTICES OR POLICIES OF THIRD PARTIES, INCLUDING The Life Care Experts. However, The Life Care Experts agree, as specified in our Policies and Procedures, to comply with all applicable privacy laws and regulations.
Access
You may request access to the PII that The Life Care Experts has about you. You may also request the correction, amendment or deletion of PII about you that is inaccurate. The Life Care Experts will treat requests for access, correction, amendment or deletion of PII about you in accordance with its internal policies and applicable legal requirements.
Information Security
The Life Care Experts maintains reasonable physical, administrative and technical safeguards to protect PII from loss, misuse, or unauthorized access, disclosure, alteration or destruction. Our personnel and the personnel of our affiliates are provided access to PII about you only if they have a need to know the information in connection with a legitimate business purpose, such as (a) the provision of services to you or (b) to help identify other services that The Life Care Experts and its affiliates offer that may be of interest or use to you.
Changes to this Privacy Notice
The Life Care Experts reserves the right to change this privacy notice. Any changes to this notice will become effective upon posting of the revised notice on the Internet or as required by law.
Copyright
All content appearing on this Web site is the property of The Life Care Experts. Copyright © 2024, The Life Care Experts. All rights reserved. As a user, or customer, you are authorized only to view, copy, print, and distribute documents from The Life Care Experts and/or the affiliates and subsidiaries of, so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2024, The Life Care Experts. All rights reserved.
This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. The Life Care Experts and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if The Life Care Experts believes that customer conduct violates applicable law or is harmful to the interests of The Life Care Experts and its subsidiaries.
Trademarks
All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by The Life Care Experts. Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of The Life Care Experts or any third party, except as expressly granted herein.
Shipping and Delivery
The Life Care Experts will ship merchandise to locations within the United States and U.S. territories, including Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands. Additionally, The Life Care Experts ships merchandise to Canada and Mexico, but not to other international locations. Customs and import duties may be applied to international orders when the shipment reaches its destination. Such charges are the responsibility of the recipient of your order and vary from country to country. Contact your local customs office for details. The risk of loss and title for all merchandise ordered on this Web site pass to you when the merchandise is delivered to the shipping carrier. The Life Care Experts is not responsible for any direct, indirect, punitive, or consequential damages that arise from improper domestic and/ or international shipping practices.
Products which are derived from electronic or digital content will become accessible to the customer after completion of payment. The product will not be available in print or other form and is the sole responsibility of the customer to respond to notice for completion of the download to their own device and follow the terms found under the copyright and trademark.
Warranties
The information and content on this server is provided "as is" with no warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
The references and descriptions of products or services within the Web site materials are provided "as is" without any warranty of any kind, either express or implied. The Life Care Experts is not liable for any damages, including any consequential damages, of any kind that may result to the user from the use of the materials on this Web site or of any of the products or services described hereon. The Life Care Experts is not responsible for the application, procedure, outcome, or result from using any product or service.
The inclusion of material, or reference to products and other services, including third party providers and professionals, which may be found on this server does not imply any endorsement by The Life Care Experts, which makes no warranty of any kind with respect to the subject matter of third-party material.
A possibility exists that the server materials could include inaccuracies or errors. Additionally, a possibility exists that unauthorized additions, deletions, and alterations could be made by third parties to the server materials. Although The Life Care Experts tries to ensure the integrity and the accurateness of the server materials, it makes no guarantees about their correctness or accuracy.
Return Policy
You may purchase merchandise or services from this Web site by using any one of the payment options as found at thelifecareexperts.com. There is no refund or return accepted for any product or service which payment has been collected and the product and/or service has been delivered to the customer at the address provided at time of payment. The Life Care Experts reserves the right to change its payment procedures at any time without prior notice to you.
Miscellaneous
VOID WHERE PROHIBITED: Although the information on this Web site is accessible worldwide, not all products or services discussed in this Web site are available to all persons or in all geographic locations or jurisdictions. The Life Care Experts and the advertisers each reserve the right to limit the provision of their products or services to any person, geographic area, or jurisdiction they so desire and to limit the quantities of any products or services that they provide. Any offer for any product or service made in the materials on this Web site is void where prohibited.
GOVERNING LAW
In the event of litigation both parties agree that the Law of the State of business registration of The Life Care Experts shall apply and both parties shall consent to the jurisdiction of said State's courts, or in the event of diversity of citizenship, the United States District Court for the (District). Both parties expressly waive a trial by jury.
MISCELLANEOUS
The Terms and Conditions constitute the entire agreement between you and The Life Care Experts with respect to this Web site. The Terms and Conditions supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written between you and The Life Care Experts with respect to this Web site. No modification of the Terms and Conditions shall be effective unless it is authorized by The Life Care Experts. If any provision of the Terms and Conditions is found to be contrary to law, then such provision(s) shall be constructed in a manner to closely reflect, as much as possible, the intentions of the parties, with the other provisions remaining in full force and effect.
Questions
If you have any questions or concerns regarding this notice, please contact us either by email [email protected], or by regular mail at The Life Care Experts, 240 Triple Creek Drive, Kalispell, MT 59901. Please note that email communications are not necessarily secure. Accordingly you should not include credit card information or other sensitive information in your email correspondence to [email protected].